Аннотация:The relevance of the study is due to the need to generalize research in the field of human capital development as a factor of economic growth and identify the causes of weak influence on economic growth. The analyzed theoretical and empirical work in this area allowed us to systematize the concept of human capital and its impact on economic growth. The reasons for the lack of an unambiguous relationship between the value of human capital and wages are revealed. In the context of human capital reproduction the role of financial security of human capital is considered on the basis of the analysis of researches on financial security. Threats of financial safety of the person in aspect of formation of the human capital are systematized. The empirical analysis of the level of threats to financial security is carried out. The problem of methodological and empirical problems of income differentiation and poverty is considered. The results of the study led to the conclusion about possible solutions to the identified problems that limit the development of human capital primarily at the state level.